Weren't there a few rumors Surya was interested in reinstatement for 2006? I thought I remember reading that ages ago. Or am I imagining things?
She still was in phenomenal shape in 2005-2006, and her jumps were much better than they were in '98.
Here's a clean 3lutz in a 2005 exhibition (it's cheated but I'm giving her a pass as the rink is tiny and Maxime Rodriguez is wandering around right near her), and she was regularly landing huge toes, sals, and loops in 04-05. I'm not sure if she ever got the flip back, but regardless, I think she could have had an outside shot at bronze, which would have been a hell of a story and added a lot of intrigue to a lackluster event that I didn't even watch until years later.
I think she could have done alright with this version of IJS. I think a short program with 3T3T and 3Lz (maybe even 3Lo) could have placed her in the final group. She really could have racked up GOE on the easier triples as her salchow and toe are huge and look better than ever. Not to mention, her performance ability was really exceptional by this point. Watching a few of her exhibitions from this era, and I'm really impressed by how well presented and choreographed they are, and I normally don't care for gala programs at all. I think it's possible she could have made up ground with top-level PCS scores.
We all know how the LP went. I don't think it's a stretch to think that a fun, exciting, well-skated program with 6 triples from Surya could have been in Slutskaya and Cohen territory for that segment.
Of course, this is very much a best-case scenario, but I do think a top 6 placement would have been MUCH more likely, even probable. And she really would have needed to skate the entire 2005-2006 season to get a hang of IJS with a proper coach (sorry, Mom). France didn't even qualify a spot for this Olympics at 2005 Worlds and didn't even come close at the qualifying event. Poor Candice Didier.

Looking at the scores from 2005 Karl Schafer, Surya could have qualified a spot for the Olympics with a blindfold on.
It's a fun hypothetical, for sure. Like I mentioned earlier, a 33 year old with a decent shot at bronze would have made that event so much more exciting.