Skittl1321
Well-Known Member
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You can also use them to make online purchases the same as you would a credit card, but that IMO is incredibly STUPID because you are opening your bank account up for anyone who happens to hack your card number. And your bank is not going to flag your account on suspicion of hacking. Discover Card, OTOH, flagged my account back in January because my card DID get hacked, and two transactions were put on it that looked suspicious due to my previous activity. They reversed the charges and issued me new cards with a new account number.
If you have a debit card that won't do exactly what Discover Card did, you really need a new bank.
I'm not liable for any fraudulent charges on my debit card, same as on my credit card. If someone did get the number (whether it be from online fraud or ATM skimming) and drain my bank acount- the bank puts the money back.