One of the problems with funding in the US is that per IRS, it's almost impossible to allocate private donations to individual skaters. Unfortunately, or as it should be, sports and other charitable organization donations cannot inure to the benefit of specific individual without all kinds of shenanigans following; as I told my Girl Scout parents during cookie sale season, if you want money to go directly to your child based upon your fundraising abilities, that's called "a job," it's not tax-deductible donations.
So where does that leave figure skaters? In a difficult position to collect tax-deductible donations to support training. It is much easier to accept donations to a team because those donations are assumed by IRS to be applied evenly to support the team. Synchronized skating is at an advantage here. Changing competition structure to focus more on club competitive "teams" (e.g. team event at Olympics or college singles skating "teams") means charitable funding might be accessed more easily, perhaps even with setting up specific scholarships based on achievement or need.
If team training were to follow, it could reduce training costs even more. Then somehow, choose specific individuals or high scoring teams or team members to compete in individually awarded events -- competing as an individual at IJS above, say, Novice may not be at every club/rink, and having some sort of A, AA, AAA system of rink/coaching ratings with tryouts to train with those rinks/coaches would be a language many parents new to the sport "speak." It may possibly keep more families out of costly (financially and otherwise) Nationals/Olympics pipe dreams, focusing needed resources on high talent potential kids. Right now, there are way too many uneducated parents at the hands of unscrupulous coaches dumping money, energy and pressure onto kids who will never, ever, ever make to levels that even begin to balance the amount of Olympic-level stress, cost and injuries accrued by skaters.
ETA: Sorry, I know that's a lot of change to digest all at once, but I'm at the point now that, well, if sh*t is hitting the fan and we're using the opportunity to change things up, let's change things up.