Until invested in cd's, I'd keep the rest in an insured savings account(s) and make sure you're below the insured limit.
"The Devil is joining in, and that's never a good sign." Phil Liggett
I was extremely distraught over my 401 accounts about 24 months ago as it had dropped to 2/3's of its original deposit. I asked for a new financial planner, we restored the amount to the original deposit and it has stayed fairly stable even given the downturn of the market in the past months. And that is in spite of paying management fees. I am on a medium risk plan and planning on "real retirement" in 7 years (I am currently and plan to continue to be a stay at home grandma).
I echo everyone's concern about keeping it in cash.
I executed both of my parent's wills. It is not a job anyone wants. It is painful, and exhausting.
What's a CD?
3735 and counting.
Slightly Wounding Banana list cont: MacMadame.