My mom pretty much is no longer to care for herself after lengthy hospitalizations since early this summer. She lives alone and her gentleman friend who is up in years helps her out quite a bit as she can no longer (or doesn't want to) drive and is on permanent dialysis 3 times a week. She is very weak and she told me today that she woke up on her bedroom floor early this morning and could not stand up and had to crawl to the phone to call her friend to assist her.
She indicated to me that maybe she should live in a nursing home for "three months" until she got better, and she also said maybe it would have been better if she had died because of all the pain and suffering she's been going through.
So it's up to me and my brother who are her only living relatives nearby. Brother does absolutely nothing for her even though he lives 3 minutes away from her.
How do I get the ball rolling for nursing care homes? Who do I call. Her home is titled to both herself and my brother and titled that if one of them goes first, it goes to the other (kind of like husband and wife). But here's the thing. About 18 years ago she Quit Claim Deeded her half to all three of her children. So in effect, one-sixth supposedly goes to me.
The reason I bring all this up is, I know Medicare allows you to stay in nursing home for 3 months, but then you have to sell your property or something to pay Medicare or the nursing home. How would this work in her situation? Her car is in her son's name. She has no money in the bank, no life insurance.
WIll this hurt her when I look for a nursing home for her? This is a bad situation. She cannot live with me as I work full-time and she needs transportation to and from dialysis 3 times a week.
Sorry for the long post and thanks for any suggestions.