My undergraduate school is on the front page of Yahoo this morning, under the title, "Getting a Degree Debt Free". http://financiallyfit.yahoo.com/fin...llege-student-beat-tuition-costs?ywaad=ad0035 A former student wrote a book about how he graduated without debt. He did some smart things - first, he went to community college by choice, to save money. Then he transferred into the best public university in his home state. He did some other things as well, such as working, etc. And apparently, he invested in local real estate (wow). I'm getting a copy of the book from my library so I can see how he managed that last one. I also graduated debt-free from this same school, but my method was a bit different. I was able to win a full tuition scholarship based on academics*, and in my sophomore year, I became an RA, so that my housing was free. I also worked. A friend of mine did it by joining the National Guard. Of course now days, Guard service means that you pretty much WILL be deployed overseas, so that did extend her time to her degree, but she got it. And she graduated with military experience on her resume, which helped her get her first job. Being able to pay for university now is a major, major issue for a lot of families, and I'm seeing more and more students graduate with student loan debt so huge that, in my calculations, they won't be able to pay it off, period. More and more students are proving me right on that one by defaulting on their student loans. I thought I'd ask if others had come up with clever or interesting ways to keep their university costs down, and limit their debt. *A lot of states offer such programs now. If you graduate in X percentage of your class, or score over X on your SATs, you can go to any public college, or community college in your state tuition-free.