Sorry, but this is a US question. I would be very interested to hear how other countries and insurance systems handle things, though! OK, you go to your physical, and your doctor orders blood work. You leave the doctor's office, walk down the hall and get your blood drawn. Now - are these labs part of your physical, or are they medical procedures outside the physical? Does your answer depend on whether or not the lab is ordered simply because of the passage of time (i.e., pap smear) vs. being ordered in response to a symptom? I know we have some medical professionals on the this board, but what I'm really hoping to find out is the average lay person's perception of what is going on during their physical.