Alex, I understand what you are saying. My son plays for a nice club team, and it's going to cost us over 2K(!) to keep him on the team for the year. Which is ridiculous if you ask me. if we hadn't got a good tax refund, i'd likely have to tell my son we couldn't afford to have him play on the team, and no Dad wants to tell his kid that. This just isn't the best way to go about this IMO.