Hi All, Just wondering if anyone out in the FSU community has ever had to deal with the aftermath of a house fire? Sunday night at around midnight, my roommate and I discovered that there was a fire in our upstairs neighbor's apartment. We live in a 2 story house built in 1870, so there is only 2 apartments in our dwelling. Fortunately, we called 911, and they came quickly and we were able to get the fire put out before it destroyed the house altogether. Our neighbors weren't home, and we were able to get ourselves and our 4 animals out safely (aside from me spraining my ankle when I fell on the wet hardwoods trying to get my most stubborn of fur-babies)... While I'm thankful that we got everyone out safely, and the firefighters got everything under control fairly quickly, we now have to deal with extensive water, soot and smoke damage to our apartment and to our stuff. It's my understanding that, since we rent and don't own, that our landlord is on the hook to restore the apartment and put that through his homeowners insurance. Does anyone have any more info on how this works? Any guestimates on how long this kind of restoration takes to finish? Before anyone asks, no, we did not have renters insurance. Please do not give me the lecture on this- it's too late to fix that now, but believe me, I will be getting it as soon as we can move back in... It's hard enough knowing that we will end up losing a lot of our belongings without everyone and their mother chastising me for not having renters insurance, even if they do mean well. Has anyone had a situation like this before? I could use some words of wisdom on how to get past this, both emotionally and otherwise... This is something that you never think will happen to you, and I'm having kind of a tough time dealing with it... Thanks for any advice you can give.